Cashless Treatment

100% Cashless Hospitalization & Treatment at IDMH Patna

Focus on recovery, not bills. Get admitted to IDMH Patna using your health insurance and experience a seamless, cashless journey.

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What is Cashless Treatment?

In a medical emergency, arranging for large sums of cash can be stressful. With Cashless Hospitalization, IDMH Patna coordinates directly with your insurance provider or TPA to settle your medical bills. You only pay for non-medical expenses (like registration fees or toiletries), while we handle the rest.

Benefits of Going Cashless at IDMH Patna

1. Zero Financial Burden: No need to dip into your savings or liquidize assets during an emergency.

2. Faster Admission: Priority processing at our dedicated Insurance/TPA helpdesk.

3. Transparent Billing: Direct coordination between the hospital and your insurer ensures no hidden costs.

4. Expert Guidance: Our “Insurance Navigators” help you understand your policy’s fine print (room rent limits, co-payments, etc.).

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How the Cashless Process Works

Whether it’s a planned surgery or an emergency, the process is simple:

For Planned Treatment

  1. 72 Hours Before: Visit our TPA desk with your doctor’s recommendation.
  2. Pre-Authorization: We send your documents to the insurer for “Initial Approval.”
  3. Admission: Walk in on the day of surgery with your approval letter and start treatment.

For Emergency Admission

  1. Admission: The patient is stabilized and admitted immediately.

  2. Intimation: A family member submits the insurance card at the TPA desk within 24 hours.

  3. Approval: We fast-track the request to your TPA for emergency approval.

Keep these ready for a "Hassle-Free" experience:

Health Insurance Card

Physical or Digital/E-card

Valid Government ID

Aadhaar Card, PAN Card, or Driving License

Doctor’s Consultation Note

Admission advice.

Previous Medical Records

Reports/Scans related to the current illness

Find the right solution for you now (FAQ)

Most medical costs are covered. However, "non-medical" items (like gloves, tissues, admission forms) and any "co-payment" or "room-rent cap" mentioned in your specific policy will need to be settled by you at discharge.

Rejection of "Cashless" doesn't mean rejection of the "Claim." You can pay the bill, and we will help you with all the documents to file for a Reimbursement Claim later.